Kolkata: Bandhan Bank has announced its financial results for the second quarter of FY 2025–26, reporting a 9% year-on-year growth in total business, which reached ₹2.98 lakh crore. The share of retail deposits in total deposits now stands at nearly 71%. The growth during the quarter was driven by the bank’s expanding distribution network, enhanced operational efficiency, and a favourable business environment.
The bank now serves over 3.23 crore customers through more than 6,350 banking outlets across 35 of India’s 36 states and Union Territories. The total employee strength has crossed 73,500.
During Q2 FY26, deposits rose 11% year-on-year to ₹1.58 lakh crore, while total advances stood at ₹1.40 lakh crore. The CASA ratio was recorded at 28%, and the Capital Adequacy Ratio (CAR) remained strong at 18.6%, comfortably above the regulatory requirement.
Commenting on the performance, Partha Pratim Sengupta, MD & CEO, Bandhan Bank, said:
“Bandhan Bank’s Q2 performance reflects a transitional phase as we continue to realign towards a more diverse and resilient portfolio. Our focus is on achieving balanced, profitable growth to ensure sustainable long-term value creation for our stakeholders. By leveraging innovation, technology, and process refinement, along with strengthening our product and people capabilities, we are well-positioned to drive the next phase of growth for Bandhan Bank 2.0.”
The bank reiterated its strategic focus on diversifying the asset base, expanding the retail portfolio, and accelerating digital transformation to enhance efficiency, productivity and customer experience.
