Kolkata: Festive spending often brings additional financial demands for households and businesses, prompting lenders to introduce special offers to attract customers. HDB Financial Services Ltd. (HDBFS), a non-banking financial company, has rolled out its ‘Khushiyo ka Season’ campaign, combining promotional rewards with benefits on selected loan products.
The campaign includes a daily gold coin giveaway for eligible borrowers, complimentary movie ticket vouchers for gold loan customers, cashback offers at consumer electronics dealerships and application fee waivers on loans against property.
Daily Gold Coin Offer Continues Until November 8
Under the ‘Har Roz Gold Jeeto’ scheme, HDB Financial Services will award one eligible customer across India a 1-gram, 24-karat gold coin with 995 purity every day during the campaign period.
The offer applies to customers taking Personal Loans, Business Loans, Loans Against Property and Enterprise Business Loans. The scheme will remain valid until November 8, 2026.
However, customers should check the applicable terms and conditions, eligibility criteria and campaign rules before applying.
Gold Loan Customers to Receive Movie Ticket Vouchers
Customers who avail themselves of a gold loan from HDB Financial Services during the offer period will also be eligible for complimentary movie ticket vouchers.
According to the company, the vouchers will be sent to the customer’s registered mobile number and/or email address within 10 working days of loan disbursal.
The benefit adds an entertainment incentive to the company’s festive lending campaign, although customers should confirm the voucher terms and applicable conditions before proceeding.
Cashback and Loan Application Fee Waivers
Cashback offers at consumer electronics dealerships are another component of the campaign. The programme is aimed at customers purchasing consumer electronics through participating dealerships, with the applicable benefits depending on the offer’s terms.
HDB Financial Services has also introduced application fee waivers for customers applying for loans against property. The move could help reduce the initial application cost for eligible applicants seeking funds against their property, subject to the company’s conditions.
The company has not specified the cashback amounts or the complete terms of the fee-waiver offer in the announcement.
Company Highlights Customer-Focused Approach
Commenting on the campaign, Anand Bhatia, Chief Data Officer and Analytics at HDB Financial Services, said the company aims to help customers access credit with greater confidence and convenience.
He said the ‘Khushiyo ka Season’ initiative reflects HDB Financial Services’ commitment to strengthening customer relationships while adding festive cheer to consumers’ lives.
What Customers Should Check Before Applying
While festive incentives may make selected financial products more attractive, borrowers should assess the overall cost of a loan, including interest rates, processing charges, repayment obligations and other applicable fees. Promotional rewards should be considered separately from the financial suitability of the borrowing.
Customers interested in the offers can contact their nearest HDB Financial Services branch or representative, visit www.hdbfs.com, or access the company’s app for details about eligibility, offer validity and terms and conditions.
The campaign will run through the festive period, with the daily gold coin offer scheduled to continue until November 8, 2026.
